There is no doubt that historically low mortgage interest rates were a major impetus to housing recovery over the last several years. However, many industry experts are showing concern about the possible effect that the rising rates will have moving forward. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors […]

A programmable thermostat can help you rake in the energy savings, but there’s a hitch: You’ve got to pick one you’ll actually use. It’s official: The programmable thermostat is the VCR of our day. Why? We think they’re too complicated. According to a study by the Lawrence Berkeley National Lab, nearly 90% of Americans say […]