The gutters and downspouts on your home are intended to channel rainwater away from your home and its foundation.  When they’re blocked and not functioning properly they can lead to the gutters coming loose, wood rot and mildew, staining of painted surfaces, and even worse, foundation issues or water penetration into the interior of the […]

The secret to filing a successful disaster insurance claim is getting prepared long before catastrophe actually strikes your home. “Be prepared” is a motto that rings true for homeowners as much as Boy Scouts, especially when it comes to disaster insurance claims. Hurricanes, floods, earthquakes, and tornadoes strike with little warning. The aftermath can be […]

The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are the price swings since 2007 according to the latest Home Price Expectation Survey: After the bubble burst in June 2007, values depreciated 6.1% annually until February 2012. From […]

Rock Ledge Ranch Historic Site 30th Street & Gateway Road, Colorado Springs, CO 80904 Take the whole family out this Saturday, September 22, 2018 from 10:00 am-5:00 pm to celebrate this special day with a traditional Powwow! There will be vendors with Native jewelry, educational exhibits, arts and crafts, Inter-tribal dances and Native food. Admission […]

Congress enacted the Dodd-Frank Act in 2010 in response to the mortgage crisis that led to America’s Great Recession.  The two parts that apply closely to homebuyers are the Ability-to-Repay (ATR) and Qualified Mortgages (QM). A Qualified Mortgage is a category of loans that have certain, more stable features that help make it more likely […]

Thanks to innovative new technology, today’s super-efficient low-flow showerheads save water, reduce your energy bills, and still feel good to use. You’ve heard it for years: Save water by replacing your old showerhead with a low-flow model. But if you’re like a lot of people, you may have ignored the message. That’s because you’re likely […]

CoreLogic recently released their Home Price Index Report. One of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The graph below was created […]