Whether it’s a fire, burglary or other disaster, one of the first things your insurance agent is going to ask for are the receipts for your personal items or a home inventory.
You can reconstruct the inventory from memory, but you run the risk of forgetting items, possibly for years after you file the claim. Having a photos or videos of the different rooms in your house combined with a list of the items can serve as the evidence you need for your claim.
There are other benefits to doing a home inventory also. You’ll know the “right” amount of insurance to have on your personal belongings. It will simplify filing a claim if you ever need to.
Periodically update your inventory with pictures, descriptions, values and receipts for any new purchases that are made.
Download a Home Inventory in an interactive PDF that you can complete and store online, anywhere you’d like.