Autumn is the perfect time to get out in your yard and put nature to work for your benefit. You can do so by harvesting the abundance of fallen leaves and branches for a compost pile. Composting will not only give you a healthier garden but will also contribute to a healthier planet. Much of […]

Looking for an investment that will turn $10,000 into $80,000 in seven years?  Sound too good to be true?  What if I told you that you could live in it every day during that seven years?  Would that sound even better? A $300,000 home purchased today on an FHA loan would have a $10,500 down […]

Veterans are no longer restricted to a loan limit beginning January 1, 2020.  Previously, veterans were limited by the same restrictions set by the Federal Housing Finance Agency on conforming loans.  While these limits were national in nature, there were exceptions for high-cost counties and jumbo loan procedures. The elimination of loan limits doesn’t mean […]

Homeownership is a privilege and a responsibility falling into one of three categories: maintenance, minimizing expenses and managing debt and risk.  Even after decades of owning a home, you may still need some help to handle some of these challenges. One of the most frequent calls REALTORS® receive from past customers is to ask for […]

Mortgage interest paid on your principal residence is deductible today as it was in 1913 when 16th amendment allowed personal income tax.  The 2017 Tax Cut and Jobs Act reduced the maximum amount of acquisition debt from $1,000,000 to $750,000. Acquisition debt is the amount of debt used to buy, build or improve a principal […]

Just because that convenient grinding machine in your drain is called a garbage disposer, that doesn’t mean you should treat it like your garbage can. There are many things that you should simply toss out instead of washing into your sink. As a first rule of thumb, only put biodegradable things into the disposer. This […]