All posts by Chandra Hall
Don't Believe It
Emotional Equity Among Buyer Benefits
93% of Americans surveyed would rather make a mortgage payment than pay monthly rent. They believe that owning a home makes them happier than being a tenant and they now have an emotional attachment to their home with an improved lifestyle and increased homeowner interests. 83% say they couldn’t go back to renting after owning. […]
Interior Condensation Solutions
Condensation occurs when the air has too much moisture in it which is felt as high humidity. The water deposits on various surfaces that are cooler than the air itself. Several things can contribute to the high humidity such as cooking, dishwashers, clothes dryers, bathing and long showers. If the home has a crawl space […]
USDA Mortgages
Help or Do No Harm
“Either help or do no harm” is advice found in the Epidemics, Book 1 of the Hippocratic school. It’s good advice for all professionals who represent the interests of others. While REALTORS® do not protect their customers’ lives directly, homeownership affects their lives in financial, social and emotional ways. One of our objectives is to […]
toothbrush replacement
VA Funding Fee Going Up
The cost of a VA home loan is going up beginning January 1, 2020 when the funding fee is being increased from 2.15% to 2.3% for first time use. The amount increases to 3.6% for subsequent zero-down payment loans. Reservists and national guard veterans are subject to a slightly higher fee. Veterans pay a funding […]
Selecting an agent
When a whole lobster was presented at the table of a restaurant, the customer noticed there was only one claw on it. He asked what happened to the lobster and the waiter said, maybe he lost a fight with another lobster. The customer replied to the explanation by saying “then, bring me the winner.” There […]